Going solar shouldn’t mean draining your savings. RxSun offers flexible financing options that fit your budget, so you can move forward with little to no money down and start working toward lower energy costs.
Every homeowner’s financial situation is different. That’s why RxSun offers multiple paths to solar, whether you want to own your system outright, finance it with affordable monthly payments, or lease with zero upfront cost.
We’ll walk you through every option, explain the real numbers, and help you choose the path that makes the most sense for your home and your budget. No pressure, just clear guidance from a team that works with homeowners every day.
Maximize your long-term savings by purchasing your system outright. No interest, no monthly payments, and full ownership of all incentives and energy production. You pay the total cost up front and own the system from day one. This option delivers the highest return on investment over the life of the system.
| Feature | Own (Cash Purchase) | Solar Loan | Solar Lease |
|---|---|---|---|
| Upfront Cost | Full system cost | Low or $0 down | $0 |
| Monthly Payments | None | Fixed loan payment | Fixed lease payment |
| System Ownership | Yes | Yes | No (lessor owns) |
| Incentive Eligibility | May apply (homeowner claims) | May apply (homeowner claims) | No (provider claims) |
| Maintenance | Homeowner | Homeowner | Handled by lessor |
| Home Value Impact | May support home value | May support home value | Minimal / depends on lease terms |
| Best For | Maximum long-term savings | Ownership with manageable payments | Simplicity and no upfront cost |
our ideal financing path depends on a few things: your monthly energy costs, how long you plan to stay in your home, your tax situation, and how much you want to invest upfront.
RxSun’s solar consultants will review your utility bills, explain what each option means for your household, and present a custom proposal with an accurate solar panel installation quote, typically within 2 business days. Your proposal includes the appropriate system size, standard equipment selection, and applicable incentive programs.
There’s no one-size-fits-all answer. But there is a better-fit option for your home, and we’ll help you find it.
Financing solar is a big decision. Here’s why homeowners across Illinois trust RxSun to guide them through it:
We show you estimated costs, available options, and projected savings based on your home and energy usage.
RxSun handles the paperwork and walks you through every incentive that may apply to your project.
We review your energy bills, assess your home's solar potential, and discuss your financial goals. No commitment required.
Our team designs a system tailored to your home and presents financing options with clear monthly cost estimates and projected savings. You'll typically receive a custom proposal within 2 business days.
Select the financing option that fits your budget. We answer every question and make sure you're comfortable before moving forward.
RxSun handles all permits, inspections, and installation. Most residential systems are installed in 1 to 3 days, with many homeowners going solar within 90 days.
Once your system passes inspection and connects to the grid, you start producing clean energy.
Curious what solar could save you each month? Use our solar savings tool to get a quick estimate based on your location, roof size, and current energy usage. It takes less than a minute.
Ready to see what solar can do for your budget? Schedule a free, no-obligation financing review with RxSun. We’ll assess your home, explain your options, and give you a clear picture of your estimated costs, available incentives, and projected savings.
