Going solar shouldn’t mean draining your savings. RxSun offers multiple financing paths, including cash purchase, solar loans, prepaid solar, and solar leases.
Depending on your location, project timing, and eligibility, solar incentives may help reduce your overall cost. RxSun can help you review available state, utility, and local programs and explain how each program may affect your proposal.
Programs we commonly help homeowners navigate include:
| Feature | Prepaid Solar | Own (Cash Purchase) | Solar Loan | Prepaid PPA |
|---|---|---|---|---|
| Upfront Cost | $0 down | Full system cost | Low or $0 down | $0 |
| Monthly Payments | Reamortizes at months 12, 24, and 36; no prepayment penalty | None | Fixed loan payment | Fixed lease payment |
| System Ownership | Transfers to homeowner after five years | Yes | Yes | No (lessor owns) |
| Incentive Eligibility | Yes, homeowner receives incentives | May apply (homeowner claims) | May apply (homeowner claims) | No (provider claims) |
| Maintenance | Third party for the first five years; homeowner thereafter | Homeowner | Homeowner | Handled by lessor |
| Home Value Impact | May increase home value | May support home value | May support home value | Minimal / depends on lease terms |
Financing solar is a big decision. Here’s why homeowners across Illinois, Wisconsin, Michigan, and Florida trust RxSun to guide them through it:
Where applicable, this performance-based renewable energy credit program may cover a significant portion of your total solar system cost.
RxSun submits your system for the SREC incentive program where available. When the state sends payment for the credit value, RxSun typically forwards it to you within a few business days.
When your panels produce more energy than you use, the excess may go back to the grid and you could receive credits on your utility bill, depending on your utility’s program.
We review your energy bills, assess your home's solar potential, and discuss your financial goals. No commitment required.
Our team designs a system tailored to your home and presents financing options with clear monthly cost estimates and projected savings. You'll typically receive a custom proposal within 2 business days.
Select the financing option that fits your budget. We answer every question and make sure you're comfortable before moving forward.
RxSun handles all permits, inspections, and installation. Most residential systems are installed in 1 to 3 days, with many homeowners going solar within 90 days.
Once your system passes inspection and connects to the grid, you start producing clean energy.
Curious what solar could save you each month? Use our solar savings tool to get a quick estimate based on your location, roof size, and current energy usage. It takes less than a minute.
Whether you’re exploring your options or ready to get started, RxSun is here to help. No commitment required.
